Since 1932

Oltman Insurance & Financial Services has been helping families in Whatcom County insure what they love the most. It's a good feeling knowing that you're taken care of by a locally owned insurance agency.

Stability, Commitment, Personal Service - The Mission of Oltman Yesterday,
 Today and Tomorrow!

Oltman Insurance & Financial Services is an independent agency located in Bellingham & Lynden Washington, serving customers throughout Whatcom, Skagit, and Island Counties, as well as throughout Washington State. As independent agents, we're able to represent a number of different insurance companies, allowing us to find the best products, and the best prices for you, your family, or your business, whether it's big or small.

Whether it's insurance for yourself, your family,  car, motorcycle, home, RV, boat, farm, or business, we have the expertise and dedication to help protect you and to be there when you need us the most. When you need to rely on a company to provide you with the insurance you need to fit your family, lifestyle or business you can rely on Oltman Insurance & Financial Services to protect those things that matter.

Oltman's Services

Home Insurance

Everyone needs homeowner’s insurance to protect valuable assets and provide valuable protection. Read More


Oltman Insurance works with multiple insurance companies and will find the best protection and prices for each client, whether you’re insuring two wheels or 12. Read More

business INSURANCE

 We understand that each business is unique and faces different risks and problems.Read More


We offer Farm Insurance in Whatcom and Skagit Counties, including Crop Insurance.  Read More


Providing family & loved ones with the coverage and security.Read More

Oltman's History

Founded in 1932, Oltman Insurance originally represented State Farm Insurance and switched to an Independent Agency in the late 30’s.

As Independent Agents, we are appointed with numerous insurance carriers, which allows us to shop your insurance and find the best product at the most competitive price for your unique situation.

Some of the carriers we represent include Mutual of Enumclaw, Safeco, Liberty Mutual, Travelers, Progressive, Grange, Nationwide, CBIC, Oregon Mutual as well as many others.

In July of 2014, Oltman Insurance in Bellingham, and S&V Insurance Services of Lynden joined to create a stronger locally owned agency presence in Whatcom County. We now have offices located in Bellingham and Lynden, however, we are not limited to those locations. We have many personal and commercial clients around the greater Puget Sound area.


of Happy Clients

Oltman Insurance & Financial Services Invites You to Review Coverage Options

We invite you to complete the form on the Request a Quote page allowing us  to review coverage options for auto insurance, home insurance, life insurance, health insurance, business insurance, commercial insurance, farm insurance, renters insurance, boat insurance and specialty insurance.

Oltman Insurance & Financial Services - We Serve You

Serving you. It's what Oltman Insurance & Financial Services does best, and we're committed to doing that every day. Whether you need to file a claim, talk to an expert about updating your insurance protection, or you are just looking to make a quick update on your policies, we're here to serve you.

Online Account Management

Your policies at your fingertips - 24/7. Oltman Insurance & Financial Services is proud to work with many carriers which allow you to manage and update your existing policy information, as well as file claims, online any time.

Insurance FAQS

If you've got questions, chances are the team at Oltman Insurance & Financial Services has the answers you need. Contact us for our take on some of the this area's most common insurance questions.

Personal Service

Sometimes what you need is a real person. Our helpful staff is here for you - contact us right away to file a claim or for any questions about updating your insurance policies. We're here to help you with two convenient locations - Bellingham and Lynden.

Bellingham: 360-734-3960 | Lynden: 360-354-5988

Our Partners

Liberty Mutual
Oregon Mutual
traveler's insurance
Nationwide Insurance
WA Health Plan Finder
Life Wise
Legal and General
Lincoln Financial Group
Pacific Life

See More

Affordable, Reliable Insurance Choices

These are just a few of the Insurance Companies that Oltman Insurance & Financial Services reaches out to, finding the best insurance for our clients. We strive to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent agents, we'll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing to save you time and money!

Call Oltman Insurance & Financial Services to Find Out More Information.

For a quote, or to talk to one of our Agents, call  360-734-3960 in Bellingham or 360-354-5988 in Lynden.

We're happy to help answer your questions or provide you with a quote. 

Licensed States

The Oltman Insurance & Financial Services is licensed in the following states:
Arizona | California | Idaho | North Dakota | Oregon | Washington & more!
When you're in need of Insurance in the Pacific Northwest, you can rely on Oltman Insurance!