Personal Insurance from Oltman Insurance & Financial Services
- Home - Vehicle - Umbrella -

Home, Condo, Apartment Insurance

Whether you live in a home, condo, townhouse, duplex, or apartment, everyone needs a homeowner’s (or renters) policy to protect your valuable assets from loss, and to provide liability protection for you and the premises you occupy. At Oltman Insurance & Financial Services, we have the expertise to provide you with the Homeowner’s Insurance policy that is tailored to your specific situation. We're also on your side. As an independent insurance agency, we review multiple insurance companies and compare protection and prices to find the best value for you.

We're your neighbors - and we're committed to be your advocate in times of need.

Homeowner’s Insurance - Insurance Protection for the Things That Matter The Most.

  • Homeowners Insurance - Insurance protection for your most valuable asset.
  • Condo Insurance - Condos have special needs - make sure your insurance is right!
  • Renters Insurance - Inexpensive insurance options that make sense for renters. 
  • Landlord Protection - Renting your home? Protect yourself with Landlord Insurance. 
  • Flood Insurance - Insurance protection that covers what many homeowner's policies don't. 
  • Earthquake Insurance - Specialized insurance coverage for when an earthquake strikes.

In addition to these main coverages, your Oltman Insurance agent will be happy to assist you in determining other special needs and endorsements that may be available to help protect you and many other assets. Contact us for more information on your Personal Insurance.


Vehicle Insurance

Insuring Washington Vehicles - From Two Wheels to Twelve!

As an independent insurance agency, Oltman Insurance & Financial Services works with many insurance companies to help you compare protection and prices to find the coverage and value that's right for you.


We're your local agents - real, live members of the local community, so we know how to get you the right insurance for your vehicle. Whether your insurance needs are for hitting the winter trails, taking a summer drive, or just the everyday commute, our team can help you find the right insurance to keep you covered.

No Matter What Gets You Moving We Can Insure:

  • Auto Insurance - insurance coverage for your car, truck, van or other vehicles
  • Motorcycle Insurance
  • ATV and Motorsport Insurance
  • Classic Car Insurance
  • RV and Mobile Home Insurance
  • Boat and Watercraft Insurance

Personal Umbrella Insurance

What's Peace of Mind Worth to You?

An umbrella policy provides additional layers of liability protection. If the liability limits are exhausted on your home, auto, or other underlying insurance policy, your umbrella insurance policy takes over and provides you with additional protection. The cost is minimal compared to the comfort of knowing you're covered. Personal umbrella policies (or excess liability policies) are there to add that additional layer of liability protection.  $1 Million dollars of coverage is available for as low as $165 per year.

Your Oltman Insurance Agent will Provide Peace of Mind and Will Help Make Sure You Have Enough Liability Insurance.

Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. Talk with Oltman Insurance & Financial Services to determine the right amount of coverage for your needs.